• Find Low Cost Car Insurance in Dallas, TX

    Would you like to save a few hundred dollars per year? One of the best ways to do this is to get cheap car insurance in Dallas. Think about it. You’re probably used to spending a sizable amount on premiums but have you ever considered whether they could be lowered? Texascarinsurancerates.org can provide the answer. Our search box can generate the quotes in your area so you can compare your annual expenses with others. You may be surprised just how low the rates can go.

    Average Dallas Auto Insurance Quotes — Save Up to $207 Annually

    According to reliable data, the typical inhabitant of Dallas will shell out $1,541 to cover his vehicle insurance. While that may seem high, it’s over 3% cheaper than anywhere else around Collin County, and a significant 14% more affordable than the statewide average in Texas. Of course, in reality, the amounts vary a great deal. The lowest recorded was $987 while the highest was $2,726. No one wants to pay that much if it can be avoided, but what can people to do reduce their rates?

    Insurance Factors — Cutting Down the Premiums in Dallas, TX

    To reduce the rates, a person has to reduce the risks. If a car has a dark color, then it will be difficult to see at night which is very dangerous. Owners can have it coated in a lighter color to lower the risk. If a person has a checkered driving history, perhaps involving DUI, then he can change his ways and be sober from now on. A clean record from recent years may offset past errors. Additionally, the following factors must be carefully considered:

    • Location — Dallas is a large city with 175 square miles of land area. Its population is a hefty 1,201,715 people, making the density 3,508 per sq mi. This makes it about average in terms of its per capita population. Providers charge their clients higher if they live in busy cities as these places are notorious for their accident rates.
    • Driving To Work — It takes the average commuter 27.8 minutes to get from house to office in Dallas. There were 7.6 fatal accidents per 100,000 people around the city in 2009 which is slightly below the state average. A portion of these happened during the rush hour when thousands of cars crowd the roads and motorists are not exactly in their best behavior. This is why workers who drive to work during rush hour are generally charged higher than the rest. Avoiding the peak times entitle motorists to discounts which help them achieve cheap car insurance in Dallas.
    • Auto Thefts — Never be caught flat-footed by a thief. Install reliable car locks and blaring alarms to frustrate them if they ever try to target your car. Any sign of resistance and they will usually run away to steer clear of the cops. Aside from security your valuable possession, you will also be showered with rate cuts by insurance providers. They know that such anti-theft measures will prevent clients from becoming part of the statistics like the 7,984 victims back in 2011.
    • Education — It is not widely known but graduating from college can actually entitle a person to education-related discounts. So for the nearly 30% of Dallas residents who have not yet completed a high school education, going back to school and pursuing higher degrees could end up saving them money in the long run.

    A couple of hundred dollars in savings can translate to more funds for the kids, a memorable vacation, a new gadget, or countless other projects. Get one step closer to achieving your dreams by using our search tool today!

    There are other ways to save in Texas, too. Just take a look at our reports on Austin, Houston, and San Antonio!

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